As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Value Investing
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Technical Analysis and Charting
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Saturday, 1 July 2017

Historical Monthly Household Expenses Since Oct 2001

9 months from full-time job as employee since Oct 2016 into the next phase of retirement/decumulation life journey without drastic down-grading of last few years of lifestyle. 

Looking at 24 months moving averages; there is insignificant saving from cutting down of personal expenses during work-days tea breaks and frequent more costly TGIF lunches.


  1. Time to start charging rental on your kids ... especially those already above 21 yrs old.

    Those already out of school & working ... $500/mth...

    Those still schooling ... maybe $200/mth lah...

    Kekekeke!!!! Moving average sure go below Red line!! :) :)

    1. Many Asian parents won't charge their children rental

    2. In asia is known as filial piety allowance from children, hahaha 😄

      Rose by any other name smells as sweet heehee 😆


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