I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com



Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Value Investing
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Saturday, 1 July 2017

Historical Monthly Household Expenses Since Oct 2001


9 months from full-time job as employee since Oct 2016 into the next phase of retirement/decumulation life journey without drastic down-grading of last few years of lifestyle. 

 Looking at 24 months moving averages; there is insignificant saving from cutting down of personal expenses during work-days tea breaks and frequent more costly TGIF lunches.



Posted by Createwealth8888 at 09:50
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3 comments:

  1. Spur1 July 2017 at 13:53:00 GMT+8

    Time to start charging rental on your kids ... especially those already above 21 yrs old.

    Those already out of school & working ... $500/mth...

    Those still schooling ... maybe $200/mth lah...

    Kekekeke!!!! Moving average sure go below Red line!! :) :)

    ReplyDelete
    Replies
    1. Createwealth88881 July 2017 at 21:06:00 GMT+8

      Many Asian parents won't charge their children rental

      Delete
    2. Spur2 July 2017 at 01:19:00 GMT+8

      In asia is known as filial piety allowance from children, hahaha 😄

      Rose by any other name smells as sweet heehee 😆

      Delete

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