I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!


Click to email CW8888 or Email ID : jacobng1@gmail.com



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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

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Showing posts with label news - Healthy Life. Show all posts
Showing posts with label news - Healthy Life. Show all posts

Sunday, 10 February 2019

It Is Not Purple



Quite often he ordered the purple ones as vege item for his cai fan!

Hmm ... not purple!
























Thursday, 5 June 2014

MediShield Life Review Committee unveils recommendations








































SINGAPORE: The Government on Thursday (June 5) accepted the MediShield Life Review Committee's recommendation that it should bear most of the costs of the scheme, details of which were released the same day.

"The Government accepts the committee's recommendation and will bear most of the cost of bringing in those with pre-existing conditions. In this way, the Government will help all Singaporeans, including those with pre-existing conditions and those who are currently excluded, achieve MediShield Life cover, while ensuring that premiums are kept affordable for policyholders," the Ministry of Health said in a press statement.

Said Committee chairman Bobby Chin: "We have listened to what Singaporeans valued most in MediShield Life. Our recommendations will provide better protection against large hospital bills for all Singaporeans, for life."

He added that the committee will finalise its recommendations in a month, with the scheme slated to be implemented by the end of 2015.

Among the recommendations announced on June 5 following months of consultation with the public and key stakeholders:
  • Removing the lifetime claim limit of S$300,000
  • Increasing annual claim limits by 40 per cent from S$70,000 to S$100,000
  • Increasing daily claim limits for normal and ICU wards by up to 55 per cent
  • Increasing claim limits for surgical procedures by 25 to 93 per cent
  • Increasing daily claim limits for community hospitals by 40 per cent, from S$250 to S$350
  • Increasing claim limits for outpatient cancer chemotherapy and radiotherapy
  • Lower co-insurance rates of 3 to 10 per cent, down from current 10 to 20 per cent
  • Premium rebates to start from age 66, instead of 71
'MEDISAVE WITHDRAWAL LIMITS WILL BE SUFFICIENT'

While the ministry noted that increased payouts would mean higher premiums, the Government said it will ensure that Medisave withdrawal limits are sufficient for all MediShield Life premiums, while subsidies, financial assistance and other forms of funding support for the lower to middle-income will be a "permanent feature" of the scheme.

A transitional subsidy will also be provided over four years to help Singaporeans adjust to the premiums, the ministry said.

MediShield Life was first announced by Prime Minister Lee Hsien Loong during the 2013 National Day Rally with the aim of extending "coverage for life, coverage for all", by providing better lifetime coverage for all Singaporeans for large subsidised bills.

Sunday, 31 July 2011

A new risk marker for heart diseases

Createwealth8888: One good way to reduce and maintain low level of cholesterol in your body is to do long hours exercise like 2-3 hours of running, jogging or brisk walking on the road at one go.

Total Cholesterol Reduction



Phasic activities such as cross country running may help reduce the amount of total cholesterol in your bloodstream more effectively than static exercises such as weight training or wrestling. Phasic activities use more rapidly adaptive movements with relatively short periods of muscular contraction, whereas static activates require less movement and sustained muscular contractions. According to a study in the "Journal of Lipid Research," phasic activities reduced total cholesterol levels in test subjects, but static activities did not. The study reports that subjects that had greater cholesterol reductions also reported higher intensity activity, so more intense running may reduce your cholesterol level more than lower-intensity running.

HDL Cholesterol Increase


Running may promote higher HDL cholesterol levels in your blood. According to the American Heart Association, HDL cholesterol is "good" cholesterol, because it may protect you from heart disease by transporting cholesterol out of your arteries. The Peak Performance website reports that the more miles a woman runs may correspond with higher HDL cholesterol levels. Running 40 miles each week may increase a woman's HDL cholesterol and reduce her chances of developing heart diseases by 30 percent. Peak Performance reports that a man may experience higher HDL levels that reduce his risk for heart disease by 10 percent for every 10 miles that he runs in a week.
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SINGAPORE: Obesity, high cholesterol and smoking are some well-known factors that can lead to heart disease.


But there is another measure that can push a group of seemingly-healthy people into the high risk category.

Doctors said C-Reactive Protein (CRP) levels can be a more accurate indicator of possible heart diseases.

A screening test that measures CRP in blood can be a more accurate indicator, say doctors.

While such screening tests are not for everyone, those above the age of 40 who go for regular screening may benefit most.

Associate Professor Tai E Shyong, Senior Consultant & Head, Endocrinology, National University Hospital, said: "The Singapore recommendation is that everybody above the age of 40 should have a cholesterol measure, should have a blood pressure measure, should have a blood sugar measure.

"Then you can combine all these information to a score that tells you the chances of having a heart attack the next ten years is five per cent, 15 per cent, 20 per cent. That's the first thing you have to do. You got to do a risk assessment. What we're saying is that those people who're high risk, they need treatment.

"Those people at low risk probably don't need a drug, so there's no decision to be made. It's specifically the people who are in between 10 and 20 per cent. If you measure CRP, and the CRP is high, you might be a little bit more aggressive with drug therapy."

Cholesterol drugs or statins may now be prescribed for those at moderate risk but a high CRP.

Currently, doctors prescribe such drugs known as statins to those with heart disease or who are at high risk.

Studies by European researchers suggests their risk of stroke and heart attack can be cut by about 50 per cent.

However, there are side effects to statins, such as headache, muscle pain, abdominal pain, weakness and nausea.

For this reason, Associate Professor Tai said it is not cost effective for low risk individuals to take statins to lower the risk of heart disease as the side effects may outweigh the benefits.

But he added the best prevention is still to maintain a healthy lifestyle.

"One of the things that is important to remember is that lifestyle modification can bring down CRP. In fact, one of the most effective ways to do it is to lose weight. The other thing that's important is that, if you smoke, you got to stop smoking."

- CNA/fa
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