Luckily???; Uncle8888 was kiasu and kiasi type and loved the idea of Being Debt Free Pom Pi Pi and dumped his CPF money to clear his HDB housing loan; otherwise he might be among those Merdeka Generation who had chopped his fingers after AFC and this blog will never exist!
If we started early during Bull Run; it may make us think that we are genius in investing or trading. See lah. Told you to start early. You don't listen. I made XX% CAGR already!
Now; Government and Social Media did a better job to educate the important of CPF and topping up instead of hooting the market with your paper money in CPFIS!
May be now is different as financial and investing knowledge are easily available at your fingers or NLB and just don't be Bei Kambing and became of a believer of Secret Method to FIRE by Snake Oil!