As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

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Wednesday, 23 December 2020

DBS

 


5 comments:

  1. MERRY CHRISTMAS.

    The Secret to Happiness Is Helping Others
    By
    Jenny Santi
    There is a Chinese saying that goes: “If you want happiness for an hour, take a nap. If you want happiness for a day, go fishing. If you want happiness for a year, inherit a fortune. If you want happiness for a lifetime, help somebody.” For centuries, the greatest thinkers have suggested the same thing: Happiness is found in helping others.
    For it is in giving that we receive — Saint Francis of Assisi
    The sole meaning of life is to serve humanity — Leo Tolstoy
    We make a living by what we get; we make a life by what we give — Winston Churchill
    Making money is happiness; making other people happy is a super happiness — Nobel Peace Prize recipient Muhammad Yunus
    Giving back is as good for you as it is for those you are helping, because giving gives you purpose. When you have a purpose-driven life, you’re a happier person — Goldie Hawn
    And so we learn early: It is better to give than to receive. The venerable aphorism is drummed into our heads from our first slice of a shared birthday cake. But is there a deeper truth behind the truism?
    Happiness Guide

    See the Cities Where You Can Be Happier With Less Money.
    The resounding answer is yes. Scientific research provides compelling data to support the anecdotal evidence that giving is a powerful pathway to personal growth and lasting happiness. Through fMRI technology, we now know that giving activates the same parts of the brain that are stimulated by food and sex. Experiments show evidence that altruism is hardwired in the brain—and it's pleasurable. Helping others may just be the secret to living a life that is not only happier but also healthier, wealthier, more productive, and meaningful.

    ReplyDelete
  2. Continue..

    But it’s important to remember that giving doesn’t always feel great. The opposite could very well be true: Giving can make us feel depleted and taken advantage of. Here are some tips to that will help you give not until it hurts, but until it feels great:
    1. Find your passion
    Our passion should be the foundation for our giving. It is not how much we give, but how much love we put into giving. It’s only natural that we will care about this and not so much about that, and that’s OK. It should not be simply a matter of choosing the right thing, but also a matter of choosing what is right for us.

    2. Give your time
    The gift of time is often more valuable to the receiver and more satisfying for the giver than the gift of money. We don’t all have the same amount of money, but we all do have time on our hands, and can give some of this time to help others—whether that means we devote our lifetimes to service, or just give a few hours each day or a few days a year.

    3. Give to organizations with transparent aims and results
    According to Harvard scientist Michael Norton, “Giving to a cause that specifies what they’re going to do with your money leads to more happiness than giving to an umbrella cause where you’re not so sure where your money is going.”

    4. Find ways to integrate your interests and skills with the needs of others
    “Selfless giving, in the absence of self-preservation instincts, easily becomes overwhelming,” says Adam Grant, author of Give & Take. It is important to be “otherish,” which he defines as being willing to give more than you receive, but still keeping your own interests in sight.

    5. Be proactive, not reactive
    We have all felt the dread that comes from being cajoled into giving, such as when friends ask us to donate to their fundraisers. In these cases, we are more likely to give to avoid humiliation rather than out of generosity and concern. This type of giving doesn’t lead to a warm glow feeling; more likely it will lead to resentment. Instead we should set aside time, think about our options, and find the best charity for our values.

    6. Don’t be guilt-tripped into giving
    I don’t want to discourage people from giving to good causes just because that doesn’t always cheer us up. If we gave only to get something back each time we gave, what a dreadful, opportunistic world this would be! Yet if we are feeling guilt-tripped into giving, chances are we will not be very committed over time to the cause.

    The key is to find the approach that fits us. When we do, then the more we give, the more we stand to gain purpose, meaning and happiness—all of the things that we look for in life but are so hard to find.
    Jenny Santi is a philanthropy advisor and author of The Giving Way to Happiness: Stories & Science Behind the Life-Changing Power of Giving

    Shalom; MERRY CHRISTMAS.




    ReplyDelete
    Replies
    1. Merry Christmas!

      Hmm... 2020. Zero happiness for a day. No fishing trip!

      Delete
    2. Hmm... Come 2021 after Trump, there will be no more higher Tax deductions for most busineses, people and high earners.

      My take is there will be turbulent fishing trips. in the market.

      Covid vaccines effevtive or or not.

      Delete
  3. "The key is to find the approach that fits us"

    Don't U think it is applicable to stock market investing too.

    Heck!

    In fact it is applicable to every aspects of our life.

    MERRY CHRISTMAS

    ReplyDelete

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