Grasshopper and Ant are always bantering; but one thing is common to them at the next turn of the stock market.
They are both retirees depending on cash flow from their investment portfolio. They are not capable of topping up war chest from their human asset so there is NO room for failure!
They can't banter on this view as there is no shade of grey.
"Do or do not, there is no try" - Master Yoda