As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

Currently; it about 54% to destination!

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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

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Saturday, 29 November 2014

Median income over past six years in Singapore

How much is enough for retirees or early retirees?

We may need to take a look at the median income in Singapore to find out the magic number.

With a fully paid home and covered by comprehensive medical insurances and without the financial burden of children eating up money; how much is enough?

Median income excluding Employer CPF = $3,276

Is $5K per month in current dollar value enough for married couple without any dependents?

Should be comfortable. Right?

Need to retiree in JB for more?



  1. Hi CW,

    I prefer 120k passive income annually. Haha. Then I will print it big big on my blog!


    1. $10K expenses per month!

      Every month can go travelling

    2. Just kidding. If I dun achieve the figures, I still can print it in my blog! Right.. Lol

  2. Husband and wife each has $155K for CPF Life.

    Upon 65, each has $1.2K to spend for life. Enough already lah.

    p.s. Home fully paid, no more kids obligation, insure with CPF MediLife.

  3. I guess it all depends on what kind of lifestyle we want... to some it is more than enough, to others, it is not enough...

  4. For me, to retire happily is to have no illnesses and to be able to contribute to society by taking on jobs that pay not so well (toilet cleaning and social work).

    SG Wealth Builder


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