I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Saturday 17 June 2017

Hey! Do You Have Any Loved Ones???

Read? Hey! Are You Married With Kids?

If you still have loved ones with you; then securing your financial journey to your retirement endpoint is NOT as simple as you may have thought about it.

When something bad or critical happened to our beloved ones; we may immediately change our mind on the original intent of our money!

Read? That's what an Emergency fund is for!

Real People. Real Shifting of Money

Quote : "It's when my mum gets sick then I realize my port is not my port anyway. Had to liquidate it to pay this pay that."


  1. The Moral of the Story :

    Locking up your money at your retirement endpoint or even worse your children's retirement endpoint? You may have to think triple harder than you have initially thought.

  2. Use correct insurance to transfer risk away to 3rd party.

    Not so easy becoz 99% of financial salesmen/women will sell you rubbish insurance that pays good commissions to their own pockets as well as good profits for the insurance companies.

    Also use legal tools to safeguard assets meant for loved ones e.g. against bankruptcy.

    Generally it is the prudent who survive & do relatively OK.

    The garang & greedy may be the ones to become billionaires, but for every 1 who make it, 10,000 others will fail.

    As I always say, I rather be lucky than good anyday!!!
    Since I'm not so lucky, so I better be prudent!! Hahahaha!!!! :)


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