As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Sunday, 18 June 2017

Hey! Do You Have Any Loved Ones??? (2)

Read? Hey! Do You Have Any Loved Ones???

Liquid asset to net worth

This ratio provides an indication of a person's net worth in cash or cash equivalents. A minimum of 15% is considered prudent to meet short-term emergencies.

CW8888 : When one have more dependents to support; it is better to have  N x 15%

Not sure how of us who are actively pursuing financial independence are cautious of this ratio?


  1. I prefer the Liquidity Ratio --- have been maintaining at about 24 months' worth of expenses.

    Just gotta remember to keep it separate from Warchest ....... otherwise wait too greedy, go ALL IN. Hahahaha!!!!

    1. Think most financially prudent or savvy will have at least three to six months; but when we are older and have more dependents 12 to 24 months is better. Older can mean that it will take a long time to find an alternate/replacement job.


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