As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Saturday, 20 May 2017

The Myth Of Lower Expenses In Our Retirement???

There are some saving on job related expenses; entertainment and gifts expenses related to office colleagues; but these saving may NOT be significant to lower the annual household expenses.

If we really want to lower household expenses; STOP travelling. We will see significant drop in annual household expenses.

Think of early retirement and travel more and can still lower annual household expenses. Think again! It is just another myth!


  1. I am most worried about the medical expenses during retirement

    1. This comment has been removed by the author.

    2. Should be we are all worry when we are still capable of thinking for ourselves

  2. At my age 69+, i have seen friends and relatives how they departed from this world.

    Some, whether due to GOD's favour or not, just die in their sleep.

    My eldest brother and my youngest aunt went in this way.

    Some die the hard way - terminal carcionoma with a lot of pain.

    Therefore the "Teo Chiew" says, "Ler Hu Ane Hoh Sie Meh!?"


    i know beside suicide, no one can choose how he dies.

    So to me it's all up to "Upstairs".

    Of course, downstairs is up to you how you want to live your life.

    Therefore no use worrying about it even you are rich or poor.

    We must all die one day, the way "UPSTAIRS" wants it.



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