As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Value Investing
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Technical Analysis and Charting
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Friday, 19 May 2017

How To Truly Beat Decades Of Inflation???

How to get CPF OA?

By working hor!

From Employee and Employer CPF contribution; this is how you can truly beat decades of inflation.


  1. Congrats Uncle!! That's a big return through all the shenanigans of the past almost 2 decades: dotcom bust, 9/11, Enron/Aurther Anderson collapse, SARS, GFC.

    That's why I advocate not using CPF-OA to pay off your property, as much as possible. I not being pro-PAP lah, just realistic.

    Ok ,ok, for those really low take-home pay, maybe not much choice. Like "$1K can still buy HDB" type of low pay.

    But for majority of Sinkies, what I see is they have sufficient take-home pay, but instead of saving & investing wisely, they either go lifestyle inflation or speculate on stocks, and use up all their monthly OA to pay mortgage.

    And after 20-30 years I keep hearing things like no money to retire, govt should return CPF at 55, why CPF so little money, etc etc. Which I am most fedup with.

    I really think PAP put the nail into the coffin for most Sinkies retirements when in 1986 & 1988 they passed the amendments to CPF Act to allow usage for private property & resale HDB.

    1. Hopefully more CPF members understand Moral of the Story!


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