As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Friday, 3 June 2016

The Price Of Two Years Early Retirement or The Redemption Cost For Two Years Of Time Freedom!!!

As fixed salary employee, Uncle8888 can more or less estimate the price of two years early retirement or the redemption cost for two years of time freedom.


  1. i will look at it this way:-

    All your children are independent?
    With what you have, can FI or FF till 85-90?
    Still like your job?
    If tomorrow never comes?
    Then YOLO lol!

    Sometimes i think at my age i can still find work if i want to work.
    (At least can survive)
    Who cares if MY FI or FF fails lol!

  2. Wow 15% from just two years! That means you are earning quite a huge amount. Thats good! For me I think I will work until I cannot work. hahaha. The amount that I am aiming before retirement is really crazy. Dont think I will ever hit that

    1. The young ones who haven't know the real impact of INFLATION on wages and growing your earned income from low base from your parent generation. My starting pay in Aug 1977 was $3XX. Recruit pay was $90. Private was $110 and Corporal pay was $210

      This chart will teach you!

      After 39 years of inflation, your earned income will become SO BIG and INFLATED! :-( :-( :-(

    2. There is lesson to be learnt with James' comment: Wow 15% from just two years! That means you are earning quite a huge amount. Thats good!

      In the cyber world, do not get too excited with big number posted by bloggers or cyber warriors. Learn from SMOL's Trust but Verify. Ask for the reason behind these big number and how the big number came about.

  3. Uncle
    U got noble ? Very scaring stock leh

    1. so u wan accept right issue??

    2. of course, such steep discount. must take up all right issues otherwise get diluted


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