I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!


Click to email CW8888 or Email ID : jacobng1@gmail.com



Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down



Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Wednesday 6 June 2018

Excited By 4.35% Astrea IV Class A-1 Secured Bonds Issue By Temasek???


Read? Saving, Lending and Investing (6)

Before you also caught this fever in the investment blogosphere.

You must clearly understand the difference. Buying bonds is lending money and never about investing.

We lend money to collect coupon/interest and expect Return OF Capital; but can also be unexpectedly zero or 70 to 90% haircut return OF capital.

When we invest; we can collect dividends and expect decent total shareholder Return ON Capital; but can be negative or zero too.

All investment and lending by NATURE is risky!

Saving deposit is insured up to $75K.

No free lunch!

Risk, Return OF capital and Total shareholder Return ON capital made that clear difference. Fully understand who you are and what you want to achieve!


1 comment:

  1. LOL! Issued by Temasek and yet not issued by Temasek :)

    I'll bite if it was straight bond directly issued by TH and not involving any 3rd party sub-assets or sub-vehicles.

    But then if so good, it will be minimum $250K and no need to spend extra money to do paperwork for MAS approval for retail. Haha!

    ReplyDelete

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