I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Tuesday 30 September 2014

Q3 2014 Investment Performance Report

A Goal-based Approach Investing Strategy

Uncle8888 has adopted a Goal-based Approach investing strategy by setting for himself a 10-year progressive Goal Targets to be achieved for each year from 2012 to 2021.

Our investing journey is not Horse Race or Rat Race where we compete against others. It is our investment Marathon Race where we set our own pace and compete against ourselves to win our own race.

Year 3: Q3 2014 Result

Achieved 22.2% against 25% of 2021 Goal Targets.

(Too much cash rotting in the bank as war chest)

 Investment Portfolio XIRR

Track, Measure and Visualize!

Without doing it; how to revise investing strategies and to improve year-on-year investing performance?

Investment Portfolio's XIRR includes all investable cash plus the current stocks value at market closing price as on 30 Sep 2014.

Since one year ago: +1.9%
Since 1 Nov 2008: +5.8%
Since 1 Jan 2003: +10.0%
Since 1 Jan 2000: +9.2%

Riding the market cycles of Bull and Bear

Liquidity and Permanency

We have to maintain Liquidity of Capital (War Chest) for the Next Bear and Permanency of staying Invested for the next Bull since we can never be able to effectively time the market.

After taken back 100% of his Investing Capital and some profits off the table for his War Chest; it is going to be like Year 2000 restart; except this time Uncle8888 is armed with Master Degree in Stock Market and going for his PhD. in Stock Market.

It is going to be more exciting in the next Bear!

This time, regular readers will be able to watch "Full Time" actions on how investing lessons for PhD course are conducted here.

In the last two courses, readers could only watch "Half Time" actions since Uncle8888 has only started to blog in 2006.
When will Mr Bear come?

Retirement Income for Life

The model:

Tap 1: Survival Money

The cash flow from Tap 1 doesn't depend on stock market condition.

Current: 65.2%   vs. Target: 67%

Still Work In Progress ...

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