To think of it. It is all about pursuing options on we are going to spend more our time, energy and effort in the future:
(1) Earning more - i.e. monetizing them as work or job. It doesn't matter whether we love or dislike it. We are still expected to deliver performance within certain expectation and standard. We are cannot suka suke as we are being paid!
(2) Saving more - Spending some time and effort on how to save more e.g. hunting for bargains and discount; preparing and packing lunches to office
(3) Caring more - Spending more time with family and the beloved ones especially those single income household. It is about all financial sacrifice by either husband or wife. Househusband is becoming common nowadays since Man can cook!
(4) More past time - Pursing more leisure, hobbies, volunteering part-time or doing charitable works and more.
I am 61 yrs old uncle living in HDB heartland who has achieved financial independence @ 56 and retired @ 60 from full-time job as employee.
Single household income since 1995 with three children. Eldest son and daughter are now working and youngest son still in his 2nd year uni in SUTD.
I have been doing long-term investing and short-term trading in Singapore stock market only since Jan 2000 so I am that Panda or Koala in the investment world; but I am still surviving well in the wild.
I am now executing my Three Taps solution model to maintain sustainable retirement income for life till 2038.
Last updated: 3 Sep 2017
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