As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Friday, 23 September 2016

The More Cash People Have, the Happier They Are (2)

Read? The More Cash People Have, the Happier They Are

Read? Createwealth8888 - The Pokemon???

Concept and theory are good. But wiser or not? Depending who you ask?

Going up the Mountain or coming down from the Mountain?

Ever walk through the Valley of Darkness or Death?

Our view on financial may change significantly!

Wealth = Asset Value + Cash Flow

What did you see in your own mind?
We will see it so differently!


  1. What is CPF OA if we haven't die or reach 55?

  2. CW,

    Hee hee. My words imagery (up mountain; down mountain) good right?

    Combined with your powerpoints, two opposite sides have become the same coin ;)

    Most of the "cash haters" are youngsters just starting their journeys up the mountain. And that's their strength!

    Their convictions are stronger than us battle weary uncles as young tiger cubs know no fear :)

    Those of us coming down the mountain will easily have more than 2 years worth of living expenses as emergency cash. We've learned the hard way life has a habit of surprising us - shotgun weddings, unplanned babies, medical emergencies, retrenchments, life changing opportunities like quitting job to join a startup, or starting our own businesses; etc.

    Tell this to the young... Minimum 6 months of living expenses as emergency fund they already want to negotiate with you... LOL!

    Of course we know why. If put cash into emergency fund where got money left to invest?

    As for those who transferred their CPF OA to SA without first getting a property of their own, they may soon find out what its like to tell their wife-to-be you can't afford private properties or buy HDB BTO in mature estates like Queenstown or Toa Payoh. Can only afford ulu locations like Punggol or Choa Chu Kang... And has to be HDB 3 room as a starter...

    And see how your manhood shrinks when wife-to-be says no problem, she pays!

    Well, at least you've done one thing right; you married a rich girl!


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