A Chasing Sunsets Fund – A Better Way to Plan Nice-to-Haves in Financial
Independence.
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One of the spending needs that many of you would consider as part of the
income needs for your financial independence (FI) or FIRE, is to have
enough mon...
10 months ago

CW,
ReplyDeleteIdiot! I can't argue with that :(
LOL!
Ehhh ... investment doesn't mean only stocks ... diversify lorr :)
ReplyDeleteOr have system to avoid big bears ... E.g. use a no-brainer 10-month simple moving average.
100% in global stocks or 100% in cash, depending on trend signal.
https://bit.ly/2NgqwC9
Over last 20 years .... CAGR of 8% .... max drawdown of -20% .... can challenge Temasek, hahaha!
But not many can do it ... need a lot of discipline & patience ....
Other timing systems may be even better e.g. dual momentum, relative strength ... but more complicated ...