As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Value Investing
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Wednesday, 4 July 2018

Voluntary Downgrading of Residential Home And Full Time Job

We can voluntary downgrade our residential home for more money to fund our retirement and we can also voluntary downgrade our full time job to part-time or free lance for more free time or more non-monetized time to pursue other interests.

Downgrading = More money and/or more free (non-monetized) time!

Time is fairest of all. 

Everyone has just 24 hours no matters who you are! 


  1. CW,

    I prefer to say I have enough ;)

    If my HDB 3 room is space enough, why do I need to get myself "enslaved" further just to have a condo with bigger bank loan?

    How much more can I eat, drink, and sleep if I continued working fulltime?

    Its just adding more zeroes into my bank account.

    And if I can't "market-time" it, all those zeroes I've accummulated will probably just go to someone else.

    I know. Its all me, me, me!


  2. I downgraded to an individual contributor role.


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