“You make most of your money in a bear market, you just don't realize it at the time.” - American investor Shelby Cullom Davis. Anyone who can write well can write anything on market theory on how to make money in Bull or Bear market. But on the ground do you know someone personally who are still holding on to their winning stocks bought during 1987 and 1998 market crash? Holding on losing stocks to their grave. Plenty of retail investors!
Last updated : 14 Sep 2019
I am 63 yrs old uncle living in HDB heartland who has achieved financial independence @ 56 and finally retired @ 60 from full-time job as employee on 1 Oct 2016.
Single household income since 1995 with three children.
Currently, two sons and one daughter are working.
I have been doing 20 years of long-term investing and short-term trading in Singapore stock market only since Jan 2000 so I am that so-called Panda or Koala in the investment world.
I am currently executing my Three Taps solution model to maintain sustainable retirement income for life till 2038.
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