I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com



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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Value Investing
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Saturday, 28 July 2018

Minimum You Have To Go Through One Full Market Cycle: Bull-Bear-Bull or Bear-Bull-Bear. If Not Don't Talk Too Loud! (2)


Read? Minimum You Have To Go Through One Full Market Cycle: Bull-Bear-Bull or Bear-Bull-Bear. If Not Don't Talk Too Loud!

Real People. Real ROC

 She started investing around 2005 with about $250K and now thinking of selling off her remaining stocks and don't bother with the stock market anymore.

 After 13 years; her ROC to date is about 8.5% i.e. 0.65% p.a. It is worse than saving rate!

 She also attended the course conducted by late "Guru" who wanted to make 10,000 course attendees millionaires. Too bad; she didn't belong to 10,000 millionaires material after completing the course.


Posted by Createwealth8888 at 00:00
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7 comments:

  1. RayNg28 July 2018 at 10:01:00 GMT+8

    No bad lah. At lease she does not lose money. Couple with dividend, her returns should be higher.


    ReplyDelete
  2. Createwealth888828 July 2018 at 18:19:00 GMT+8

    13 years is a long time to learn already

    ReplyDelete
  3. Createwealth888828 July 2018 at 18:20:00 GMT+8

    and also already trained on FA and TA

    ReplyDelete
  4. Spur28 July 2018 at 21:08:00 GMT+8

    Below is chart of MSCI Singapore blue chips from 2005 to mid-2018 with dividends re-invested. Total return is 138% in SGD terms.

    Unfortunately I think very very few people can just sit tight ... some more re-invest the dividends. Unless you don't care about the money or the money not yours! LOL!

    http://bit.ly/2LIelBg

    Maybe most people better off to only put 50% into stocks, and the rest in cash & S'pore govt bonds... Hohoho!

    ReplyDelete
    Replies
    1. Createwealth888829 July 2018 at 08:51:00 GMT+8

      Retail investors are not good at holding winners and too slow to cut off losers and by the time the losers become too little and insignificant to recover leftover. So they couldn't be bother with these insignificant losers anymore. At investment portfolio performance level it is hard to recover without significant capital injection. Since they have been losing so much money; they don't have confidence to inject more capital. That is why after decades they still losing.

      Personal investing is not that easy to teach. Knowing FA and TA is not personal investing yet! Losing so much and yet still have the confidence to inject more capital and that size of capital injection is large part of their net worth. That is personal investing and confidence! Can be taught over weekend courses and participation in forum and chat groups?

      Delete
  5. Spur29 July 2018 at 12:21:00 GMT+8

    Temperament,

    Haha ... yeah, I was in similar straits ... staring at almost half million drawdown. What to do? Just continue hold lah Hohoho!

    Actually now that I've adopted some aspect of trend following, over the last 5 years ... my wife's buy-hold-rebalance portfolio is doing better than mine!

    It'll take a serious bear market for trend following to do better than buy and hold :)

    ReplyDelete

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