Real People. Real ROC She started investing around 2005 with about $250K and now thinking of selling off her remaining stocks and don't bother with the stock market anymore. After 13 years; her ROC to date is about 8.5% i.e. 0.65% p.a. It is worse than saving rate! She also attended the course conducted by late "Guru" who wanted to make 10,000 course attendees millionaires. Too bad; she didn't belong to 10,000 millionaires material after completing the course.
I am 61 yrs old uncle living in HDB heartland who has achieved financial independence @ 56 and retired @ 60 from full-time job as employee.
Single household income since 1995 with three children. Eldest son and daughter are now working and youngest son still in his 2nd year uni in SUTD.
I have been doing long-term investing and short-term trading in Singapore stock market only since Jan 2000 so I am that Panda or Koala in the investment world; but I am still surviving well in the wild.
I am now executing my Three Taps solution model to maintain sustainable retirement income for life till 2038.
Last updated: 3 Sep 2017
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