Uncle8888 doesn't!
That is why he has Tap 2 as self-insured medical and health care fund in addition to coverage by medical insurance.
"We have bought insurances coverage on good faith; but don't ever expect the insurance companies to pay our claims on good faith as they are not our father or mother who helps to pour milk into our mouth as they exist to make money for their Management and their shareholders." - Createwealth8888
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