I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Saturday 16 September 2017

Top Up CPF SA From CPF OA? Depending On Who You Ask! (10)

Read? Top Up CPF SA From CPF OA? Depending On Who You Ask! (9)

Read? Optimising Your CPF For Retirement

You are younger and seriously want to become competent active investor and will put in your time and effort to master this investing skill over the next few market cycles?


  1. CW,

    After 20 years, those who choose "craftsmanship" path will be their own shepherd. Maybe even land owner. But the road is definitely NOT EASY! Some will fail miserably too...

    Its not the path for those who believe in anyone and everyone! Just ask those CPIS investors who lost money using CPF to invest :(

    Those who choose the "sugar daddy will take care of me" route, well, after 20 years, they will be still asking, "What stocks to buy huh?" or "At this price can buy?" Its 1st year experience times 20. No personal growth when it comes to financial acumen :(

    But then, its hard to "lose" money since its "savings" - not "investing" ;)

    Except maybe must pray hard there's no regime change, moving of goal posts, and/or run away inflation...

    1. Fully agreed. It is "craftsmanship" path and will years across market cycles to learn it.

      Something like this quote: “Do. Or do not. There is no try.”

      Ah Gong enforces 35% rule for asset allocation for riskier asset; it is really part of money and risk management. After mortgage loan if using CPF OA; for many of us, CPFIS is not a large war chest.


Related Posts with Thumbnails