As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Saturday, 26 August 2017

Three Things I Didn't Do To Retire @ 60

1. Penny pinching to keep monthly household expenses as low as possible

Single household income since 1995 and a large financial bomb of three children receiving university education.

2. Upgrading of RESIDENTIAL home

Many of Uncle8888's peers have upgraded their house at least once.

3. Voluntary topping up to CPF Accounts

$33K of total interests earned in his CPF Accounts for 2016.

Read? The Secret Behind $33K CPF Accounts Interests on Jan 2017


  1. I'm pleased to say that not only did I NOT do those 3 things above just like you, I went even further:
    1. I spent my money like there was no tomorrow.
    2. I downgraded my flat (because at that time, singles were not allowed to buy anything larger than 3-room flats)
    3. I lost some CPF-OA money listening to my colleagues and broker.

    And that's not all -- I retired myself at 51 by walking away from the one and only job/career in my life which was still on the ascend. Although, it meant having much much less money to spend, but I'm a million times happier with no care and no stress from anyone. In return, I get back all my time and freedom to observe, savour and learn and understand everything around me every minute of my remaining life. And I've not looked back since.

  2. Good real life story of not worrying too much of not having enough to retire. Freedom of time and free from life stress is priceless!


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