Auntie: hey brother, u dont use communicator?
Uncle8888: How are you?
Auntie: Ok not too bad la….busy… i wanted to ask you what u think of FCL bond, but anyway I went in already. 7 yrs at 3.5% not bad right?
Uncle8888: Not too bad if you have surplus cash.
Auntie: What we all sure have surplus cash la…I worked 40+ yrs if u don’t know
Uncle8888: Simulate your number and see whether you need to invest your money harder. (Send her worksheet on retirement planning)
After some time ....
Auntie : I need tuition on this …