I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Friday, 5 June 2015

Who Says Many In Singapore Are Not Interested In Personal Finance???

Auntie: hey brother, u dont use communicator?

Uncle8888:  How are you?

Auntie: Ok not too bad la….busy… i wanted to ask you what u think of FCL bond, but anyway I went in already. 7 yrs at 3.5% not bad right?  

Uncle8888: Not too bad if you have surplus cash.

Auntie:  What we all sure have surplus cash la…I worked 40+ yrs if u don’t know

Uncle8888: Simulate your number and see whether you need to invest your money harder. (Send her worksheet on retirement planning)

After some time ....

Auntie : I need tuition on this …



  1. Looks like Uncle CW needs to do a full scale tuition on retirement planning ;)

    1. Probably, will be self-help and free tuition like RCs, Churches, CDAC.


    2. CW,

      Whenever you''re ready, I'll come volunteer to help with the "promotion" part.

      I'll suggest you put a "as you wish" box for people to donate whatever amount they so wish.

      I attended the Alpha course 2 years ago and they have a box like that too. It's not to profit; but the amount collected can help pay for buying some refreshments for future classes mah!

      And yes, when asked, I'll still tell people I'll argue with you till the end of time!



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