Wealth = Assets Value + Cash Flow
Counting interests is not bad too when we are 55 and above!
Now, Uncle8888 has realized during this prolong period of bearish market environment that counting his interests for his non-market volatile assets is not stressful. Bulk of these expected interests can be easily counted during his lifetime.
With the past highest annual household expenses since 2001 is already known, it just required simple Maths to count future interests receivable and assets draw-down to meet the highest expected annual household expenses at 2.5% inflation rate p.a. No other additional or complicated evaluation tool is required.
Currently, his Tap 1 has cash flow capacity to manage up to 89% of his past highest annual household expenses at 2.5% inflation rate p.a. using assets draw-down and future interests receivable strategy.
Unless ugly Black Swan happens, it should be quite comfortable for the rest of his lifetime on Earth.