Happy New Year 2016!
With two working adult children and one is doing his NS, 2015 is a special year for Uncle8888 as this is the year that his three children don't eat much of his money. He will be able to estimate how much is the yearly household expenses for a couple like during his retirement.
His household expenses in 2015 has significantly reduced; but next year onward it will re-bound back as his youngest will ORD and continue with his uni study at SUTD.
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