I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com



Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down



Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Monday, 28 December 2015

Asset Return: Home (Unrealized Capital Gains from Government Subsidized 4-Room HDB Flat) vs. Stocks (Local stocks in SGX)


Based on similar unit's selling price in the same neighbour in Hougang Ave 10 near Hougang MRT station:


 (1) Since the date of purchase i.e. over 30 years, XIRR over capital gain is about 6.5%


 (2) Since the completion of 5-year HDB loan i.e. over 25 years, XIRR over capital gain is about 7.8%



 Current stock portfolio performance since inception in Jan 2000 as of 24 Dec 2015 market closing price, i.e. over 16 years, XIRR is about 7.1%

The nice thing coming from Home as an Asset is we are profiting from it without sweating for it or having nightmares. LOL!



 
Posted by Createwealth8888 at 07:57
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1 comment:

  1. SMK7 January 2016 at 01:00:00 GMT+8

    Borrow a phrase. Past performance not indicative of future returns.

    ReplyDelete

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