Monday, 10 January 2022
DBS : Round 23-2 : Sold @ $35.02
A new personal ATH $35.02 but new DBS ATH @ $35.18. Alamak!
Read? DBS : Round 23-1 : Sold @ $33.68
Round 27 : ROC +0.9%, 49 days, B $32.28 S $32.68
Round 26 : ROC +2.6%, 11 days, B $31.59 S $32.51
Round 25-1 : ROC +6.9%, 38 days, B $29.78 S $31.94
Round 23-1 : ROC +75.7%, 659 days, B $18.78 S $33.68
Round 23-2 : ROC +84.4%, 665 days, B $18.78 S $35.02
Saturday, 8 January 2022
Tuesday, 4 January 2022
DBS : Round 23-1 : Sold @ $33.68
Saturday, 1 January 2022
1 Jan - CPF Happy Interests Day For 1M65 vs 1MSGX. Who Is The Real 1M?
Singapore investment bloggers will start showing their passive income from CPF from 1 Jan - CPF Happy Interests Day onwards
1M65: Bro, my passive income from CPF in liao. Year on year growing steady shiok! How about your passive income from SGX?
1MSGX : Better than last year 50% drop in passive income!
1M65: You still 1M?
1MSGX: Of course! This year back to 1M and also reached a new ATH 1M! Shiok man!
1M65: How about next year? Still 1M?
1MSGX: Hmm .. may be Yes but not sure! Depending on Mr Market's mood!
1M65: Har! Like that you not real 1M leh!
1M65: I am real 1M. Every year will hit a new ATH 1M! 1M only goes up!
1M65: Bro, you work so hard in the market and 1M also not steady! Don't waste your time and effort! Come and follow 1M65 for passive income and celebrate 2023 CPF Happy Interests Day! LOL!
Friday, 31 December 2021
Investment Performance Across 22 Yrs In Boring, Uninspiring Super Terrible Index
Old dog can't learn new tricks in the market to go to Moon!
SGX is a Old Age Home for old folks in Singapore to survive on minimum income from the market and supplemented by CPF and CPF Life!
After 22 years across market cycles of Bulls and Bears (WTC Sep 11, SARS, GFC and COVID-19) and 5 years without a single cent for re-investing; the performance is .... sigh!
The only self-consolation is that 2022 will be the year that Uncle8888 will cross the 50% mark to Land of Investing Nirvana!
Thursday, 30 December 2021
Wednesday, 29 December 2021
Blueprint For Panda/Koala Retail Investors To Generate Trading Income, Dividend Income, Passive Income, Passive & Lazy Income, and Freehold and Lazy Income For Life!
After 22 years across market cycles of Bulls and Bear as Panda/Koala retail investor in boring & uninspiring SGX; Uncle8888 has one picture to show how he managed to generate trading income, dividend income (can also be Panadols to ease heartache), passive income, passive & lazy income and finally reaching Investing Nirvana for freehold & lazy income for life!
Long-term investing and short-term trading through the way of Sardines, Touchstones, Multi-baggers, Salted Fish and RIP for Dead Fish! He has them ALL!
Tuesday, 28 December 2021
That 0.1% Xmas Wish Has Been Granted Late By Santa In Super Terrible Index
Read? Don't Laugh At Precision Two Decimal Points Investment Returns! (2)
Read? DBS : Round 27 : Sold @ $32.68
Ho Ho! That 0.1% hit to close for 2021!
Go ahead and laugh at one decimal place. Another hope for 10.0% in 2022!
DBS : Round 27 : Sold @ $32.68
Read? DBS : Bought @ $32.28 For Round 27
A new personal ATH $32.68!
Round 27 : ROC +0.9%, 49 days, B $32.68 S $32.28
Round 26 : ROC +2.6%, 11 days, B $31.59 S $32.51
Round 25-1 : ROC +6.9%, 38 days, B $29.78 S $31.94
Portfolio Management : Not Pulling Out Any Weeds in the Garden Of Flowers And Weeds Yet!
The last time Uncle8888 was busy pulling out ugly weeds from his Garden of Flowers and Weeds was in late Nov 2008, GFC!
More than 10 years of leaving weeds alone in his garden as these ugly weeds haven't overgrown his flowers to make him eyes sore; and also his garden still has enough space to plant new seeds!
Get the Moral of the Story in portfolio management?
All farmers will need to get rid of weeds or those lazy and silly ones don't?
Monday, 27 December 2021
Life can Adapt And Goes On - Life Lessons From COVID-19
No overseas travelling!
No hopping to JB on free transport anytime on weekdays to Grab stuffs.
No RM2 shopping!
No eating out at restaurants to celebrate birthdays and festive seasons!
More home cooked meals for two and hot pot dinner is the easiest to prepare for family dinners! LOL!
Medical costs can ONLY go UP since our body after Point X can go DOWN and down!
Also signed up for Care shield Life!
Two consecutive years of minimum household expenses!
Sunday, 26 December 2021
Dividend Income Investing Is Like .....
Our account size really matters!
Same like planting home vegetables for green.
Big garden and big pots. Small garden and fewer pots. Mini-pots and instant noodles?
Nano dividend harvesting can only add some green to instant noodle for lunch for two! :-)
Saturday, 25 December 2021
No Stop-loss But Absolutely Cut-loss Up To 10% of Capital Base Automatically And Passively With Bitter Panadols To Ease Heartache!
Read? https://www.rainbowonfi.com/2021/12/year-end-reflections-2021.html#comments
I guess you have your "crash got sound" experience on the No.1 reason why most traders lost money - weak money/risk management....
Never let a mistake go to waste. That's how we veterans survived.
Now you may understand why I use Stop-Loss orders despite 70-80% of the time, if I had held on to these losing trades, eventually they will make money one day...
Its to prevent those 20-30% of the time if I didn't get out, they would have wiped out my trading account!!!
But that's my experience. You have to work out your own money/risk management strategies to survive losing trades/investments. And rest assured, we'll have them!
There are lots of other hedging methods if one don't like to use Stop-loss orders - for eg, Peter Lynch don't use Stop-loss orders. He got his 10 baggers to dilute out the losses ;)
Read? Relating to stop-loss!
Risk and Money Management And Absolute Positions Sizing Relative To Capital Base for consistency
Over 22 yrs as Panda retail investor and trader in boring and unaspiring local market!
No stop-loss and yet never blow out his account despites many losses and also 4 Zero-baggers (100% invested capital wipe out)!
We need to find out from ourselves the form of risk and Money management strategy and method that fixed into our money and investing Mind!
3 M's in investing : Method, Money Management and Mind
Friday, 24 December 2021
Thursday, 23 December 2021
Investment Portfolio In Super Terrible Index And Also Without The Power Of Compounding Wonder - How Bad?
Can Panda Retiree continue to survive in Super Terrible Index without the power of re-investing for compounding effect?
Let see what happen in 2022!
Wednesday, 22 December 2021
The Worst Scenario In Investing Is "When Genius Failed!"
Uncle8888 has been there before thinking that he was that Little Genius in the market with a profitable formula, method or strategy and then "When Genius Failed"; it became his worst scenario and never ever again thinking he will be that Little Genius in the market.
We all are in the same Market making the most money from each other so Genius will come and take money from the rest of us!
Read? My Thought On Leveraging To Power Up Trading Income From SGX
Tuesday, 21 December 2021
Monday, 20 December 2021
Hunting For Multi-baggers In Local Market
Probably; the difference in the nature of multi-baggers hold by Panda/Koala retail investors in boring Super Terrible Index is their freehold multi-baggers generating lifelong passive income without fear of losing their money ever.
Free Dividend Fallacy? No lah! It Is Freehold Dividends For Life!!!
Active management and a willingness to take risks with smaller stocks easily trump the Straits Times Index's dull returns
Read? Hunting for multi-baggers in the local market
Sunday, 19 December 2021
Super Terrible Index Is Still Not So Bad For Yield Hog Retail Investors
Uncle8888 has one free APPL from Moomoo after signing up on referral from his friend to get cash incentive, deposited fund and then withdrew it out!
Dividends for 2021 is $0.45 or 0.3% yield!
Saturday, 18 December 2021
Wednesday, 15 December 2021
Mr Market Can Value That Whole Chicken Is Worth LESS Than Its Drumsticks And Wings!
Can we really believe we can do FA???
For donkey years; Uncle8888 has been taking bitter Panadols; but after restructuring
Read? CAPITALANDINVEST after CPL Restructuring
CLI (Drumsticks) + 0.155 CICT (Wings) + $0.95 > Ex CPL
Looking forward to see what happen after completion of restructuring of Kep Corp and Olam!
Saturday, 11 December 2021
More Than Luck And Skills; Hindsight Wisdom And Regrets Too!
Read? The Luck Factor in Investing???
Across market cycles of Bulls and Bears, and plenty of Pull backs and Corrections: do we add, hold, take profits or cut losses?
How?
Our hindsight wisdom or regrets will guide our actions?
Friday, 10 December 2021
Wednesday, 8 December 2021
Why Into Counting Daily 10,000 Steps? Precision? Silly? or What??? (2)
Read? Why Into Counting Daily 10,000 Steps? Precision? Silly? or What???
Counting 10,000 steps and then pinching pennies along the walking path!
Adding up pennies to dollars!
Closing 2021 with 50+10+10+5+5+5+25+50+5 = $165 or $0.45 per day
Need to walk two days for a cup of kopi-o kosong!
Tuesday, 7 December 2021
Our Investment Losses Are Far More Scary Than Inflation!
Read? Most Effective Hedge Against Inflation
Investing to fight year-on-year inflation, what is most effective hedge against inflation?
See for yourself!
Did you see how to hedge against inflation as investors?
1M in SRS???
Hmm ... hor!
We contribute SRS for tax relief or tax avoidance; but we became very successfully in building up our wealth in SRS to $1M for withdrawal over 10 yrs and then willing to pay higher tax during our retirement!
Did Uncle8888 miss out something here? Cheam!!!
Sunday, 5 December 2021
Don't Laugh At Precision Two Decimal Points Investment Returns! (2)
Read? Don't Laugh At Precision Two Decimal Points Investment Returns!
With only a few weeks to year end 2021; at 0.1% to 10.0% ROC (Realized Cash Return on Total Capital) also NOT easy to achieve!
Need Santa Claus to come to Town for Santa Rally in SGX!
Friday, 3 December 2021
Don't Laugh At Precision Two Decimal Points Investment Returns!
Hmm .. you too laugh at precision two decimal points investment return?
Bank loan interests for Dec 21 still maintained at 1.04929%. Five decimal points!
Yeap. When banks collect those five decimal points loan interests from massive customers. It will add up to big round down number!
Same same for precision two decimal points investment returns! Over two to three decades of two decimal points. It can also add to mid or high single digit! :-)
Tuesday, 30 November 2021
Omicron Bear Coming to Town instead of Santa Claus!!!
Read? Omicron - The Next Pain Point Or Opportunity For Retail Investors Begins!
Is Omicron going to be worse than COVID-19 beating up Panda retail investors who only know how to long ONLY!
Let see how badly Uncle8888 will be beaten by Omicron Bear!
Day 2 of long days of pains ahead!
Buy more. Lose more! :-(
Monday, 29 November 2021
Sunday, 28 November 2021
Omicron - The Next Pain Point Or Opportunity For Retail Investors Begins!
An unsophisticated, Panda/Koala retail investor in uninspiring and boring local SGX market!
More Panadols to ease more pain soon!
Panda's lies - Paper losses are NOT real. Go and sleep well!! LOL!
Saturday, 27 November 2021
Dow tumbles 900 points for worst day of year on fears of new Covid variant, S&P 500 drops 2%
U.S. stocks dropped sharply on Friday as a new Covid variant found in South Africa triggered a global shift away from risk assets.
The Dow Jones Industrial Average dropped 905.04 points, or 2.53%, for its worst day of the year, closing at 34,899.34. The S&P 500 lost 2.27% to close at 4,594.62, while the Nasdaq Composite slipped 2.23% to finish at 15,491.66. The Dow was down more than 1,000 points at session lows.
The downward moves came after World Health Organization officials on Thursday warned of a new Covid-19 variant that’s been detected in South Africa. The new variant contains more mutations to the spike protein, the component of the virus that binds to cells, than the highly contagious delta variant. Because of these mutations, scientists fear it could have increased resistance to vaccines, though WHO said further investigation is needed. On Friday, the WHO deemed the new strain a variant of concern and named it omicron.
Bitcoin as one point traded as low as $53,549, its lowest level since early October.
The cryptocurrency is down 20% from an all-time high of nearly $69,000 which it hit earlier this month.
Bear markets are typically defined by a decline of 20% or more from recent highs.
BTC also panic selling???
BTC is supposed to be future proof?
Friday, 26 November 2021
Thursday, 25 November 2021
Singtel : Bought @ $2.46 for Round 5 (Buy back)
Read? Singtel : Bought @ $2.52 for Round 4 (Buy back)
XD 17 Dec 21. Panadols for next year heartache!
Tuesday, 23 November 2021
The True Secrets To Sustainable Dividend Income Investing Across Market and Economics Cycles
3M's in investing - Method, Mind and Money Management!
If you are among those who kept searching for the best Method or the best "Gurus" to teach you the best Method to invest for sustainable dividend income across market and economic cycles for FIRE or Retirement; you may not be able to discover the true secrets to sustainable dividend income investing.
Who can train your Mind?
Who can train your discipline?
You and yourself?
Mind part - Secret No 1 is your Holding power
How strong?
Will you be forced into selling some of your dividend stocks during market low to make up for lost of dividend income?
Money Management part - Secret No 2 is your Firing power
How large is your War Chest when market turning bearish and going to crash soon?
If you happen to win this battle; you will strengthen your Holding power for next market cycles; your dividend yield will be stronger and sweeter. You may even hold some Touchstones generating dividend income for life!
BTW; anyone also heard about these two secrets in investment seminars, webinars, roadshows, social media or course previews?
Share share hor :-)
Saturday, 20 November 2021
Wednesday, 17 November 2021
Sunday, 14 November 2021
War Chest As Calibrator To Regulate Cash Flow Across Market And Economics Cycle During Retirement (3)
What may actually work to generate sustainable retirement income for Panda/Koala retirees in Singapore market?
The commonly recommended 3% to 4% rule based withdrawal by FAs and/or on the ground tested method based on War Chest as calibrator to generate sustainable retirement income across market and economics flowing into Cash Reservoir to minimize any down the road forced assets draw-down during market low.
Draw-down of assets during market low to support living expenses is a bad investing strategy!
5th year into retirement (2017 to 2021) - Actual outcome
Saturday, 13 November 2021
Where does the money come from??? (3)
Read? Where does the money come from??? (2)
Hmm ...
Tesla has never declared dividends on our common stock. We intend on retaining all future earnings to finance future growth and therefore, do not anticipate paying any cash dividends in the foreseeable future.
Tesla just had its worst week in 20 months after Elon Musk sold $5.7 billion worth of shares (Elon pocketed $5.7B. Where does the money come from???)
One simple example of where does the money come from in HDB heartland!
The father asked his son to buy over his 4 rm HDB at market price e.g. $400K. He bought it very cheap at $55K. Father made $345K. Pom pi pi! His son CPF OA less $400K!
Father happy! Son also happy?
Tuesday, 9 November 2021
DBS : Bought @ $32.28 For Round 27
This morning a new ATH @ $32.68!
Personal ATH $31.51
Replay to hit a new personal ATH or suck Panadol on Friday and wait long long!
Why Into Counting Daily 10,000 Steps? Precision? Silly? or What???
Read? Completed The National Steps Challenge Season 5 today?
Yesterday completed!
$50 spare from the walking paths to hoot the next ToTo $8M draw to become Millionaire in Singapore!
Every 6 months spare $50 to hoot ToTo!
Monday, 8 November 2021
Singtel : Sold @ $2.58 as Round 2-2
Read? Singtel : Sold @ $2.53 as Round 2-1
Round 2-2: ROC 10.4%, 152 days, B $2.33 S $2.58
Round 2-1: ROC 8.2%, 131 days, B $2.33 S $2.53
Round 1: ROC 3.8%, 110 days, B $2.38 S $2.48
DBS : Round 26 : Sold @ $32.51
Read? DBS Hits ATH @ $32.06 On 28 Oct 2021
Round 26 : ROC +2.6%, 11 days, B $31.59 S $32.51
Round 25-1 : ROC +6.9%, 38 days, B $29.78 S $31.94
Encountering At Least One Major Economic or Market Crisis Is Good For Our Future Prospective!!! - Refresh
Lucky; Uncle8888 was given Cry Got Sound life lesson by old days "Siva-like" right at his face and never forget!
We are firmly shaped by our own personal experience on the ground! Same like investing.
Investing is like sports, hobbies or daily or weekly exercise. We choose our very own sports, hobbies or exercise; or you are the type who will follow the most popular ones. Investing; same same. We choose own Game to play!
Should we be easily influenced by the most popular Game of the Day; and then give up our own Game even it is scoring well just to follow the popular ones?
Read? Encountering At Least One Major Economic or Market Crisis Is Good For Our Future Prospectives!!!
Sunday, 7 November 2021
How To Invest With Small Capital And Retire As Millionaire In Singapore? Real Person. Real Story!
Read? True Story of ToTo JackPot Group 1 Winners in 1988!
LOL!
Good luck can FIRE soon!
He can! You can!
Free Dividend Fallacy? No lah! It Is Freehold Dividends For Life!!!
Read? Dividend Investing: When Does It Work, And When Doesn’t It Work?
Why would Investors go for Dividend Investing?
One of the earliest pieces of research into dividend investing, all the way back in 1984 by Shefrin and Statman, posited that investors’ preference for dividend investing was due to several reasons, amongst them:
To better exercise control over the management of the firm. i.e by demanding managers pay out dividends from earnings, shareholders ensure that the managers do not spend it on initiatives which are not beneficial to the shareholders
As a form of self control, so as not to overspend by selling too much of their stocks and running out of money
A preference for having something tangible in hand. i.e. a bird in the hand is worth two in the bush (CW8888: Real money in our pocket especially for retirees to fund their living expenses! Money already spent will never lose to Mr Market ever agin! LOL!)
Loss and regret aversion, by getting dividends to make up for capital losses when investing in stocks (CW8888: Panadols!!!)
To achieve freehold dividend income for life; it is a very long road, up and down valleys and mountains to Rome!
Along this long road to Rome, Panadol! Panadol! Panadol!
Suck plenty of Panadols till we reach Rome!!!
Pain no more.
Freehold dividends for life Pom pi pi!
Read? Yield of dreams: Investors have "a once in a lifetime opportunity" in blue chips (15)
Saturday, 6 November 2021
DBS - New ATH @ $32.37 - A Few Real Stories On Why Investing Over Long Term Is Much Harder Than Talking On Theories Or Listening To "Gurus"!!!
Hindsight wisdom is either regrets, sorry or heng ah!
The hindsight wisdom is now back to haunt Uncle8888!
History repeating again!
Is this time wiser or better???
Tuesday, 13 October 2020
Read? DBS - Time in the market or Timing the Market?
Read? Market Cycles of What???
Read? Stop Loss, Cut Loss and Trailing Stop
What wrong with Panadols sucking strategy?
Panadols collected from 2009 to 2021 from DBS is $10.31!




