As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

Currently; it about 54% to destination!

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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Wednesday, 8 December 2021

Why Into Counting Daily 10,000 Steps? Precision? Silly? or What??? (2)

Read? Why Into Counting Daily 10,000 Steps? Precision? Silly? or What???

Counting 10,000 steps and then pinching pennies along the walking path!

Adding up pennies to dollars!

Closing 2021 with 50+10+10+5+5+5+25+50+5 = $165 or $0.45 per day

Need to walk two days for a cup of kopi-o kosong! 


  1. 😄 At the end of the day, its not so much about the money saved, collected or spent, its about what makes us happy.

    If walking so many steps each day to have a "free" kopi-o-kosong brings you happiness, just do it.

    We have been frugal all our lives and when my wife sees that she can save some money from buying things from a different source, she is happy. That was what is important to me, that she is happy, and not how many cents or dollars she saved.

    On the other hand, on our last holiday before Covid, I asked her to book business class tickets for the flight, she disagreed. I know if I insisted, she would be unhappy throughout, so we went on economy. She is happy, I am happy.

    Not easy to become free spender when we have been frugal all this time. I think this would not change even at death bed with millions in the bank.😅

  2. Yes!

    After we found our "Enough", we realised it is very important how we want to spend our

    limited, remainder, left-over, free precious time.

    Actually i am not sure our time on Earth is free or God's given time?

    It is very sad by the age of 55 or latest 60, 65, we still looking for our "Enough".

    By the way, many contemporaries have gone to the next World b4 60, 65.

    So "No Sweat, No Hurry, No Worry", if you are still alive, amen.



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