As from April 2013 my Journey in Investing is to create Retirement Income for Life till 80 years old for two over market cycles of Bull and Bear.

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Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Value Investing
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Technical Analysis and Charting
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Sunday, 13 January 2019

Building Resilient Net Worth Or Resilient Investment Portfolio


As wealth builder preparing for FI, FIRE, FIRe or full retirement; do you prefer to build up your wealth based on :

( 1) resilient net worth providing cash flow over future market and economic cycles 

or 

(2) large resilient investment portfolio providing dividend income over future market and economic cycles. 

Both methods should also aim to avoid sequence-of-returns risk to build sustainable retirement income for life!

Uncle8888 observes that most investment bloggers are on method (2) camp. Right?

Which method has better chance to avoid sequence-of-returns risk?

(1) or (2)


Uncle8888 is on (1) 

:-)






2 comments:

  1. Sequence of returns risk is if suay suay need to withdraw from declining volatile capital in the first 3-5 years of retirement (i.e. no more active income to patch back capital).

    If can just depend on dividends & interest (especially in first 5 years of retirement) then bad sequence of returns risk can be overcome. ;)

    ReplyDelete
  2. SOR is avoidable if can live on only the capital generated interest and dividends and maybe rental income.

    Or money is not in stock markets but somewhere else?

    ReplyDelete

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