I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com



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Value Investing
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Tuesday, 14 August 2018

Simple Formula To Generate Your Dividend Income


This simple formula is C = D + 1.

 I can. You can!

 Six digits dividend income?

 Five digits dividend income?

 C = D + 1

 C= 6 digits + 1

 C = 7

 Go and accumulate 7 digits capital. 

 Do you know any investment or financial blogger who does 

 C = D - 1?
Paste the blog link here!

Posted by Createwealth8888 at 22:25
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11 comments:

  1. Spur15 August 2018 at 16:46:00 GMT+8

    Use leverage lorr :)

    Or sell your HDB, buy 2 condos LOL!

    Ehhh actually for safe 6-digit dividends, a low 7-digit capital will not be quite sufficient.

    $120K dividends from $1M portfolio? Unless you build it up over many years ... buying solid dividend growing companies at cheap prices.

    Otherwise there's always margin accounts! :)

    ReplyDelete
  2. Createwealth888816 August 2018 at 18:12:00 GMT+8

    One very serious question to think about is :

    Can our spouse or dependent take over our investment portfolio and continue to re-invest and manage for dividend income?

    I know my spouse can't so it is better to pass over bulk of it as liquid assets.

    ReplyDelete
  3. Unintelligent Nerd17 August 2018 at 08:57:00 GMT+8

    Uncle Temperament,

    Yes, some church organizations have voluntary estate planners who are willing to manage donor funds on behalf of the organization.

    ReplyDelete
  4. Unintelligent Nerd17 August 2018 at 17:12:00 GMT+8

    Hi Uncle Temperament,

    It is with an organization I am affiliated with. In one of their newsletters, an estate planner who wanted to give back to the organization volunteered to offer his services to others who wanted to leave a portion of their estate to said organization.

    ReplyDelete
  5. Spur17 August 2018 at 19:29:00 GMT+8

    For those who trust govt :) and whose spouse is relatively healthy, got long lived parents-in-laws etc can opt for "Enhanced" CPF nomination.

    Whereby your CPF is used to top up your spouse's RA and Medisave up to the FRS or ERS limit (your choice) as well as the BHS limit. Any excess CPF then pass on as cash.

    The RA will be used for CPF Life.

    So you're tapping on the govt as trustee to manage annuity for spouse. Hohoho.

    If your networth is mostly outside of CPF in cash / stocks etc, then perhaps a trusted family member can help to top up your spouse's RA (up to FRS or ERS limit) for bigger CPF Life payouts.

    All these you should spell out in your Will.

    There's also annuity products from private insurers .... but doubt if the payouts are as good as CPF Life (I may be wrong).

    ReplyDelete
  6. Unintelligent Nerd17 August 2018 at 21:06:00 GMT+8

    Church is neither the bank nor the trustee; it is the recipient of people's estates. The volunteer helps to formalize the relationship between the donor and the recipient.

    ReplyDelete
  7. Singapore Man of Leisure18 August 2018 at 00:01:00 GMT+8

    LOL!

    Duck and chicken talking.


    One is asking can the church take care of my son for "free" when I'm gone?

    The other is hinting do you want to make a "donation" first?

    "Open door see mountain" speak lah!








    ReplyDelete
  8. Singapore Man of Leisure18 August 2018 at 00:14:00 GMT+8

    temperament,

    If you can't trust a relative or church friend to take care of your financial affairs when you are gone, what makes you think a stranger will do a better job?

    And if the stranger is wiling to do it for "free", and alarms bell don't ring in your head, then nothing else matters...

    Remember the Chinese tour guide who is most willing to take care of his newly found Singaporean god-mother for "free"?


    I believe you have got all the answers already. You are merely shopping around for "free" 2nd opinions to verify against those you have found from paid sources ;)

    You har!



    ReplyDelete
  9. Createwealth888818 August 2018 at 18:13:00 GMT+8

    Last time, I checked. For bank trustee. Minimum asset to set up is $5M

    ReplyDelete
  10. Singapore Man of Leisure18 August 2018 at 19:38:00 GMT+8

    temperament,

    See? You've got all the answers ;)

    No, I've never been a trustee before.


    But I can read between the lines.

    1. The cheapest and simplest is a plain vanilla Will. Then all you need is an Administrator for your Will.

    2. A Will Trust is more suitable if the beneficiary can't fend for himself. Then we need a Trust - more parties involved and definitely not free and more expensive :(

    3. The biggest disadvantage of a Will Trust is although the beneficiary can sue the trustee, the process is slow, expensive, and often difficult to bring a dishonest trustee to account...


    All your concern about "expensive" is just smoke and mirrors. Your main worry is about people, and rightly so!

    I wish that someone you are searching for will appear soon to lessen the weight on your mind.

    Respect.

    I see in you a father's love.









    ReplyDelete
  11. Thomas24 February 2019 at 16:46:00 GMT+8

    Mark 8:36-38 King James Version (KJV)
    36 For what shall it profit a man, if he shall gain the whole world, and lose his own soul?

    37 Or what shall a man give in exchange for his soul?

    ReplyDelete

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