I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Sunday 17 December 2017

Free Delivery Service??? (2)

Read? Free Delivery Service???

Read? Now this is Real Savings!

Singapore Man of Leisure16 December 2017 at 23:47

Golden Rabbit,

I am bemused when people spend so much time on ikan bilis or kacang putih concerns...

I mean its just 1.5% to 3%. OK, sometimes can be as high as 8%.

So happy! So much "savings"! You get lulled to pay for retail prices. 

Then you found out weeks later the item or service you recently bought is available with 50% discount... 

All this because they were distracted by the carrot others have placed in front of them?

Street smart customers often "checkmate" us retailers by offering to pay in cash as they know how much % retailers are paying the credit card companies for each customer credit card transaction ;) 

Try telling those who chase miles and cashbacks that they can also get cashbacks using plain old cash?


Any difference between COD and charge to credit card or Paypal?

Why did the shop boss is willing to pay more?

Do you know?

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