I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Friday 29 December 2017

1M65 CPF OA Possible Or Not???

Read? How I Accumulate $1M In CPF OA! (2)

1M in CPF OA at 65

Possible or not?

Since there is current  limit of voluntary contribution of $37,740 and decreasing CPF OA allocation rate after 35 to 65 from 21% to 3.5% 


  1. CW,

    Hope I am reading your post "correctly".

    That means you got 5 more years to accumulate $600K in your CPF.

    If not, you would have "underperformed" someone who have maxed out voluntary contribution to CPF OA?

    So all the huff and puff of active DIY investing for nothing?

    Saver beats investor! Now that's cool :)

    It would interesting to see how the same person who "passively" invests $37,740 every year in STI ETF, what would be the outcome?

    1. That right! Good news for cash rich high earning power and high saver! Not everybody needs to invest. ha ha!

    2. CW,


      No one ever gives advice to someone stronger, richer, and more powerful than them.

      So if someone gives us "advice" - must invest or else...

      Hey! We have been patronised!

      They see us as not cahs rich and have no earning power :(



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