Financial and retirement planning begins when we are living below our earned income.
How difficult can it be?
It is RELATIVE!
Consumerism is RELATIVE too!
Whether Single, DINK, DIWK, or SIWK.
With another 2.5 months of earned income and that will end Uncle8888's history of earned income (including employer and employee CPF contribution) in 15 Sep 2016.
A lifetime of earned income as salaried employee and soon it will be become his History!
Earned Income after Tax, Investment Portfolio Income (Dividends & net trading P/L) and household expenses