Hmm ... Simple and quick answer is ... Your 99 years leasehold property HDB flat is you lottery TOTO ticket. If you are damn lucky you strike ToTo Jackpot as sole winner and becomes millionaire or multi-millionaire. If you are not so lucky like Uncle8888; it is like tio ToTo Group 2! Group 1 and Group 2 is hell of difference! :-( All HDB flat owners have their winning ticket; but if they forgot to claim their winning ticket by 99 years; it will expire worthless.
Last updated : 14 Sep 2019
I am 63 yrs old uncle living in HDB heartland who has achieved financial independence @ 56 and finally retired @ 60 from full-time job as employee on 1 Oct 2016.
Single household income since 1995 with three children.
Currently, two sons and one daughter are working.
I have been doing 20 years of long-term investing and short-term trading in Singapore stock market only since Jan 2000 so I am that so-called Panda or Koala in the investment world.
I am currently executing my Three Taps solution model to maintain sustainable retirement income for life till 2041 @ 85 yrs old.
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