As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Sunday, 4 August 2019

How Much Money Is Enough For Our Retirement??? (Refresh)

Read? How Much Money Is Enough For Our Retirement???

Step 4: Other fixed income for your emergency and medical contingency fund on top of whatever medical insurance you deem to be sufficient and practical for your personal medial lifestyle. 

People can be very damn funny. They may swear to be frugal and live their daily life in Ward C and choose the cheapest option available to prove that they are frugal; but they fall sick and thinking that they are going to die soon; then they want to choose the best and willing to pay for the best at high costs at Ward A. 



  1. Concept of being anti-fragile & "sleeping in the bed you make". ;)

  2. CW and Spur,

    Then there are those who sneer at public hospitals or anything below class A.

    Buy integrated medical policies to upgrade to private hospitals or class A at public hospitals.

    But when the time comes for actual medical emergency or claim, decide to "downgrade" to public hospital or below class A???

    You are right. People are weird...


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