You can see for yourself and then draw your conclusion. Total losses (realized and unrealized) over past 19 years are bigger than his investing capital since 2000 i.e. there is no capital injection over past 19 years! This investing capital is the bulk of his saving coming from 22 years of earned income from 1977 to 1999. Investing is all about Game of capital, winning and losing!
Last updated : 14 Sep 2019
I am 63 yrs old uncle living in HDB heartland who has achieved financial independence @ 56 and finally retired @ 60 from full-time job as employee on 1 Oct 2016.
Single household income since 1995 with three children.
Currently, two sons and one daughter are working.
I have been doing 20 years of long-term investing and short-term trading in Singapore stock market only since Jan 2000 so I am that so-called Panda or Koala in the investment world.
I am currently executing my Three Taps solution model to maintain sustainable retirement income for life till 2041 @ 85 yrs old.
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