Like it or not. Uncle8888 is quite sure that over your lifetime; your human asset will return the best ROC. Whatever you earned from human asset is always POSITIVE and for you to keep forever and ever. You don't have to return them unless you have obtained them illegally e.g. corruption! LOL!
But; your investment return over future market cycles MAY be negative and whatever you have now in your investment portfolio may NOT be for you to keep forever and ever until you decided to quit investing! Investment return over market cycles can unexpectedly be RETURNED to Mr. Market. Young ones should focus on your best ROC i.e. your job! in the first half of working life and by 40s you should be able to know your job progression destiny and then shift all your energy to investing. By that time if you are already a good saver; you should have sizeable capital to make real impact in wealth building for retirement. In investing; your account size really matters! - CW8888
Last updated : 14 Sep 2020
I am 64 yrs old uncle living in HDB heartland who has achieved financial independence @ 56 and finally retired @ 60 from full-time job as employee on 1 Oct 2016.
Single household income since 1995 with three children.
Currently, two sons and one daughter are working.
I have been doing 21 years of long-term investing and short-term trading in Singapore stock market only since Jan 2000 so I am that so-called Panda or Koala in the investment world.
I am currently executing my Three Taps solution model to maintain sustainable retirement income for life till 2041 @ 85 yrs old.
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