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Decumulation Investing: How to manage your money after retirement
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Most of my readers, including myself are at the age where we are very
focused on wealth accumulation and equipping ourselves with the various
capital-growt...
2 hours ago
Alamak!
ReplyDeletei was the goondo who bought all the way down from 2008(too early) till 2009 March (bottom), then chickened out. Of course i did not know it was the bottom, man.
No more guts though still have capital.
If i continue to buy, ho say man.
But my stock portfolio lost money to the tune of almost 50% at the lowest ebb of the market.
This was the worst case for me in my investing history.
To tell the truth, i was definitely caught by surprise.
Then another surprise was this bull market lasted 9 years.
Also such severed bear market recovered quite fast within 2 to 3 years my portfolio was O. K.
i was surprised again.
Albeit, this was the worst bear market i encountered, and i came out too early and did not buy when the market dipped 15 to 20 % in 2016 which i usually will scale buying in.
Must have been too stunned by this very severe bear market.
Nevertheless, i have come out surviving, unscathed only a little cuts & tears, here & there, that soon healed.
i wonder what has happened to the 90% to 100% in cash your 2 kakis?
How they are doing now?
Never mind all the past, what's next is the real thing.
Amen.
Market Timing, anyone?
ReplyDeletei dare U!
First, U must be able to hold your heart in your hands without trembling.
ReplyDeleteAnd for days in and days out.
Try at your own risks.
Hi temperament long time no see,
ReplyDeletewow saw the 666 drop and come back to kay poh...
nobody can time. But maybe better to have 2 instruments. eg if u have an instrument that when stock down, that instrument up, or vice versa..
Then when market down, let’s say gold and silver goes up, then maybe can sell the metals to buy stocks... if metals also go down w stocks, then :-(
just have to wait.. hahaha
Yes!
ReplyDeleteI actually agree sell whatever goes up a lot and buy whatever goes down a lot.
i have read it somewhere.
My experience is such a scenario seldom happens.
Usually now all asset markets go down together.
Now even Allen Greenspan (if I recall correctly) think there are 2 bubbles forming at the same time; Stock &. Bond bubbles.
And when it happens, we somehow forget or dare to buy whatever has gone down a lot.
And I think the worse to happen is we do nothing. We don't sell either what has gone out a lot.
In a sense, buy too early and sell too early is better do nothing.
U still make some money and your capital is safer rotting in the bank then getting a higher dividends from risking in the stock market.
Just remember if your capital is rotting in the bank, it is capital that is free to be deployed for the next investment opportunity.
This is my 2 cents worth of investing idea.
Anytime capital is out of the bank is dead capital.
Yes the money rotting in the bank is better or maybe use some to pay down debts like housing loans etc is better than deployed for the sake of deploying.
DeleteHahaha.. Allen Greenspan creates the problem, now he left Fed, starts to comment on the problem he knew so well, bcos he is one of the contributors..