As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

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Sunday, 21 January 2018

You Invest What You Can Afford To Lose? Right Or Wrong???

Often we hear this saying in the investment cyberspace or social media : You invest what you can afford to lose and more often this is the general advice to newbies. 

The truth on the ground practice by serious retail investors is  ...

You speculate what you can afford to lose. It is speculating and NOT investing!

You look carefully at many serious retail investors and investment bloggers on what they are doing with their investment portfolio and SINGLE stock positioning and portfolio management. 

It is NOT uncommon for these retail investors to build on single stock position up to X% or investment portfolio up to XX% of their net worth!

X% or XX% of their net worth is NOT something they can afford to lose. Right?

Newbies haven't earn their right to call themselves as investors so they are in fact just speculators. Right?

So the advice is actually : You speculate on what you can afford to lose!

1 comment:

  1. i think whether U are speculators or investors is only a very thin line.

    Even when u have the luxury to choose the time to buy & sell;

    Even when U read all about the companies U invested;

    U can't escape "“人 算 不 如 天 算”

    And "知 之 为 知 之, 不 知 为 不 知 , 是 知 也"


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