I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com



Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down



Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
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Friday, 12 January 2018

DCA, Lump Sum Investing And War Chest: Timing The Market And Time In The Market


Like it or not; long-term investing is still a Game Of Strategies. 

 You will need to find your own investing strategies to match your investing goals to build wealth during accumulation phase or build sustainable retirement income for life during distribution phase.

 Both DCA and Lump Sum investing can be considered as save and invest strategy. For DCA you save and invest regularly. For Lump sum you invest when you have enough money. 

 For War Chest, you already have the money to invest but time the market.
You see the difference or you don't?

Posted by Createwealth8888 at 08:46
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5 comments:

  1. Singapore Man of Leisure12 January 2018 at 09:58:00 GMT+8

    CW,

    This is something young men who are climbing up the mountain like to do -

    Backtest and theorise which is better based on academic arguments. (Makes sense as its like writing a thesis back in school)


    As for old fogeys climbing down the mountain, we just look at our TRACK RECORDS ;)

    LOL!

    ReplyDelete
    Replies
    1. CreateWealth888812 January 2018 at 17:49:00 GMT+8

      We get our hand dirty and keep adjusting and refining until we get them right for us. That is investing. If theories and thesis work well all finance and investment professors long long ago already FI and shake legs

      Delete
  2. Spur12 January 2018 at 11:32:00 GMT+8

    Good to know different methods ... different styles perform better in different stages of market cycle or different asset types.

    How to know? Experience aka school of hard knocks! LOL!

    Just make sure to limit school fees! Hohoho!!

    ReplyDelete
  3. CreateWealth888812 January 2018 at 17:51:00 GMT+8

    Limit school fee and keep adding capital. Like that will win one day

    ReplyDelete
  4. LadyYouCanBeFree12 January 2018 at 19:30:00 GMT+8

    I do it the zabo way. 天时 + 地理 + 心情 ;-)

    ReplyDelete

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