Should I pay down home loan using CPF OA and/or Excess Cash???

Read? Why I DIDN'T chose a 30 year bank loan but a much shorter one???

Zhuangzi told this story to his disciples to make a point.


Once a zookeeper said to his monkeys: "You'll get 3 bananas in the Morning and 4 in the Afternoon." 

All monkeys are upset. 

"OK. How about 4 bananas in Morning and 3 in the Afternoon?" 
Hearing this, the monkeys are content.