I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Saturday 2 April 2016

Q1 2016 Investment Performance Report

Read? 2015 Investment Performance Report

2016: The Year when investing in the Land of Distribution and De-cumulation of Wealth begins ...

The Strategy
Embracing Three Taps Solutions to Retirement Income For Life Model
Estimated Total Cash Flow Outcome for 2016
After Uncle8888's 60th birthday in Sep 2016, he will UNJOB himself from the corporate world from minding Bosses' KPIs to minding his own money and receives cash flow as follows:

(1) Basic Annual Pay (It is more like fixed income with small variation on year-to-year) : Interests

(2) Variable Bonus: Dividends from his local SGX stocks portfolio.

(3) Performance Incentive or Claw backTrading P/L. This is 100% performance based on his trading skill or craft. It is either incentive or claw back. 
Knowing his annual household living expenses

Sources of Cash Flow

Plan B (Backup Cash Flow from Tap 1)
Not depending 100% on Mr. Market for survival!
Building Sustainable Retirement Income For Life
Survival Tap No 1: Cover 90% of  Highest Annual Household Expenses  Since 2002 @ 2.5% Inflation Rate Till 2038 (81+ years old)
A Goal-based Approach Investing Strategy 

Uncle8888 has adopted a Goal-based Approach investing strategy by setting for himself a 10-year progressive Goal Targets to be achieved for each year from 2012 to 2021.

Our investing journey is not Horse Race or Rat Race where we compete against others.  No! It is our investment Marathon Race where we set our own pace and compete against ourselves to win our own race.

Year 5: Q1 2016 Result for Tap No 3 (Cash Flow from Investment Portfolio)

 Achieved 35.7% against 44% of 2021 Goal Targets.



Investment Portfolio XIRR

Track, Measure and Visualize! 
Without doing it; how to revise investing strategies and to improve year-on-year investing performance? 

 Investment Portfolio's XIRR includes all investable cash plus the current stocks value at market closing price as on 31 Mar 2016.

Since one year ago: -8.5%
Since 1 Nov 2008: 0.43%
Since 1 Jan 2003: +7.4%
Since 1 Jan 2000: +6.9%

 The reality of riding market cycles of Bull and Bear


1 comment:

  1. "Investment Portfolio's XIRR includes all investable cash plus the current stocks value"

    thumbs up
    only way of measuring.


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