I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Sunday 3 May 2015

You think it is so easy to retire early???

Last week, Uncle8888 happened to meet this guy who was once his ex-colleague in his younger days. This guy rose fast in his career development to reach middle management. In his late 40s or early 50s; he probably has enough FU$/No Thanks$ to walk away from his day job.

Two months ago, he decided to retire early. If Uncle8888 remembered correctly he should be about 55 or 56. A few years younger than him.

His reason given for early retirement from his day job is that he would like to spend more time doing charitable works like delivery of food to the needy.

Guess what happen?

Just after three weeks of retirement, he is back to work. Lucky his vacancy was not filled and he got back his old day job.

We must bear in mind. Once we are so active and busy working in scheduled tasks and routine work environment; it is never easy to flip over ANYTIME to unscheduled and UN-busy world in retirement where time freedom is luxury but became too much to handle.

Real people. Real Story.

Retiring from your day job is NOT a flip over switch to retiring. We must duly prepare ourselves for this transition to the world of retirement. It is never voluntary flip over switch to retirement. Right?



  1. your friend was very fortunate, in that he could decide when he quit (so he was at least financially prepared) and then got his job back (which for old timers is not easy at all!). Perhaps the focus should be less on early retirement, but rather "financial independence" by a certain age - that way if the job really sucks or you get fired, you're prepared to tide things over until you find work on your terms!

    1. Fully agreed!

      Reaching financial independence is not just about retiring early. It is about having our option to walk away and come back as we like. The freedom of time and option of choices that are favorable to us. We like it or we don't mind it and not we have to.

  2. Pretty sure that this guy will be happier at his office after realized doing nothing during early retirement is not really fun.


Related Posts with Thumbnails