Over decades of market cycles of Bulls and Bears'; and even many more countless waves of UPs and DOWNs in the market; after every decade of actions in the market when you look at your bank account; you are smiling or even better you are laughing!
OMG! I have arrived. FIRE!
When someone asked you; how you did over these decades of actions in the market.
Now you start thinking back ....
Damn Hard work, Damn Patience and Damn Discipline?
Give Win-Win answer.
It is dumb luck!
Lucky never sell my winners. Lucky got take profits before market crashes. Lucky got cut losses before market crashes. Lucky got big war chest. Lucky this. Luck that.
This type of answer will NOT trigger any defensive reply or response.
Last updated : 14 Sep 2020
I am 64 yrs old uncle living in HDB heartland who has achieved financial independence @ 56 and finally retired @ 60 from full-time job as employee on 1 Oct 2016.
Single household income since 1995 with three children.
Currently, two sons and one daughter are working.
I have been doing 21 years of long-term investing and short-term trading in Singapore stock market only since Jan 2000 so I am that so-called Panda or Koala in the investment world.
I am currently executing my Three Taps solution model to maintain sustainable retirement income for life till 2041 @ 85 yrs old.
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