As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Sunday, 31 May 2015

Know Your Monthly Family Living Expenses First Before Knowing How Much Is Enough For FIRE???

End of May 15. Here is the update.

The fact is that we don't just spend and spend. It is more like fishing. Some time we pull it tight. Sometime we let it loose. Too tight or too loose is NOT the correct way to do it. 

Our monthly family spending pattern should look more like waves. No? 

If not, we may be heading towards future financial issues if every month our family living expenses maintain at high level. Right? 


  1. Last month we spend too much (loose the line) so this month we consciously cut it down (tighten the line)

    1. Your spending chart like earthquake Richter magnitude scale... lol

    2. LOL!

      Swensen's Earthquake is sweet and good.


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