"We have bought insurances coverage on good faiths but don't ever expect the insurance companies to pay our claims on good faith as they are not our father or mother who helps to pour milk into our mouth as they exist to make money for their Management and their shareholders." - Createwealth8888
Uncle8888 has read too many cases of disputed claims posted in the Cyber space and has lost faith in insurance companies.
Uncle8888's last life insurance policy will mature on Mar 2016 and thereafter he will self-insure and self-funding with Medi-save, Medi-shield, and internal resources.
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