Using CPF OA for your kid's local university and poly education
For those on CPF scheme, the government has helped you to invest around 34.5% of your earned income and give you a risk free returns at 2.5% for CPF OA and 4% for CPF SA.
For those self-employed without CPF, I realize that their challenge for investment returns are far greater than those on CPF.
It is a huge challenge to invest another 34.5% of their earned income on top of the regular saving to get that type of returns year after year.
CPF, I think you have made my investment tasks and responsibility easier. Phew!