As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

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Sunday, 3 January 2010


When I read about people talking about financial freedom, I realize that there are two groups of people with opposite views:

One group:

The people who are making a living or some making a dying, they look forward to retire or early retirement if possible.

The other group:

Those business owners who don't believe in retiring unless circumstances don't allow them to work.


  1. Paradoxically, it's usually the business owners who can afford to retire early and the wage earners who should be working for as long as they could. ;-p

  2. Well said.

    If people find something they love to do, they will definitely not want to retire.

    I must admit that I have yet to find that kind of enjoyment in work myself. so i am still looking forward to retirement =)

  3. Yes, few are lucky like LP (Bully the bear). LP enjoys his work. Some tell me that I'm too young to think of retirement. You are much younger than me. ;) If we could have a happy and comfortable retirement, why work? I agree.

  4. Many people start off loving their jobs when they are single; but when they have family and kids, they realize that they no longer love their jobs due to work-life balance. They wish they could spend more time with their kids.

  5. Createwealth speaking from experience? ;-p


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