http://createwealth8888.blogspot.com/2009/11/1001-frugal-things-to-do.html
Closing the Tracking Sheets for the bank accounts for 2009 and forecasting the expenses budget for 2010.
The actual Spending vs Budget as follows:
2008: 99%
2009: 84% (surplus goes into Investment Account)
Home Insurance: A Singaporean Definitive Guide
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