As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

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Monday, 25 January 2010

Time Value Spent On Saving and Investment

Do you think you are a smart investor with your investing capital and time?

Most of the smart investors are very smart when it comes to managing their investing capital; but when it comes to determining the time value spent on saving or investment, these smart investors may not be so smart.

One good example is painting your house for the coming Chinese New Year.

Assuming you are a smart investor who knows how to make few hundred bucks from the stock market from time to time?

Would you rather pay the painting contractor to paint your house or you save that few hundred bucks by laboring yourself over the weekends to paint your own house?


If you choose to paint your own house just to save that few hundreds instead of doing researches over weekends to look for stocks ideas; then you are still unclear of time value on saving and investment.

Likewise, as a smart investors, do you spent most of your time to look for better deals to save on pennies and forgo the time to spend on finding better investment ideas that will return more dollars.

Time spent on saving is the opportunity cost for investment.

Saving and Investment are the twin sisters while Leisure and Working are the twin brothers.

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